New Delhi: For hundreds of millions of Indians, going online to buy things or just send money to family and friends has been a godsend. However, there was a negative impact which caused many people to lose money. Many people have switched to online banking or online banking, but because they are unfamiliar with this medium, scammers can use phishing attempts to trick them into doing the wrong thing.
Mistakes are made, and there is a cost associated with them. Honest mistakes can be corrected, but cybercriminals are always looking for new victims who they can steal money from. Those who do not know their modus operandi or who trust strangers pay the consequences. The phishing tactic is used by these crooks to take money from consumers who do their banking online. There are almost no dangers involved. Cunning and deception are the key to crime. To succeed in crime, it is mainly about making huge promises and appealing to greed. Also read: PPF Update: Here is how to open a PPF account; check eligibility, interests and more
Phishing attacks, on the other hand, can be avoided by careful individuals. They should be able to see through the schemes of these crooks and avoid being stolen by them. We’ve put together a list of tips to make sure you don’t fall victim to a phishing attack. Examine these points thoroughly; they can save you a significant loss in the future. Also read: WhatsApp update: WhatsApp will bring a new Cancel button for status changes
How do cybercriminals work?
1. The aim of cybercriminals is to obtain the private data (usernames / passwords / OTP) of bank account holders.
2. The standard operating procedure is to send an e-mail. This can be done using Gmail / Outlook, for example.
3. This ‘Spam’ e-mail will appear identical to the one sent by your bank. However, this is a forged e-mail.
4. Scammers want the recipient to click on the link in the email.
5. He then asks the recipient of the e-mail to enter his username and password on the website that appears.
6. Users are encouraged to click on these links in order to receive a great reward or gift.
7. Fear of account suspension is sometimes induced in order to obtain the details of the user’s private account.
How to protect yourself from phishing attacks
1. First, check the website URL (URL) in your email. It will look like your bank but will not be the same.
2. You should also recheck the URL of the “s” in https: //. It is the acronym for safe.
3. It will not be accepted by banks or shell companies. This http: // will be the most common.
4. If you receive such phishing emails, do not click on any of the links they contain.
5. Never give out your username or password on questionable websites.
6. No genuine bank or business will ever ask for your username or password, and those who do are trying to scam you.
Finally, your Internet or telephone banking usernames and passwords are strictly confidential and should not be shared with anyone, including members of your family. In fact, if you get a phone call from someone claiming to be from your bank and asking for your username / password or even an OTP, beware. Just follow these guidelines and you’ll be on your way to avoiding major losses and disgrace!